Strategic insurance planning designed to help you transfer wealth more efficiently, create liquidity for taxes at death, reduce income taxes in retirement, and access capital more intentionally over time.
Service Blocks
01
Estate & Legacy Planning
Use life insurance to help protect your estate, create liquidity for future tax liabilities, and transfer wealth more efficiently to the next generation.
For many families, life insurance plays an important role in helping provide liquidity for capital gains taxes at death, offset estate tax exposure, and preserve assets that might otherwise need to be sold too quickly or inefficiently.
Best for:
Families
Retirees
Individual focused on legacy planning
02
Business & Corporate Insurance Planning
Use corporate dollars more strategically through insurance planning that can support business continuity, shareholder protection, tax efficiency, and long-term wealth transfer.
This may include Corporate-Owned Life Insurance (COLI) planning, key person protection, buy-sell funding, and corporate estate strategies designed to help business owners create estate liquidity and access corporate capital more tax-efficiently over time.
Best for:
Business Owners
Incorporated Professionals
03
Retirement & Income Planning
Create a more intentional strategy for retirement by exploring how life insurance can support estate protection first, while also providing additional flexibility around tax-efficient income and capital access later in life.
For some clients, this includes using permanent insurance as part of an Insured Retirement Planning (IRP) strategy to help reduce income taxes during retirement, supplement retirement income, and preserve more wealth for beneficiaries.
Best for:
Pre-retirees
Retirees looking for more structure and confidence
04
Tax Planning & Capital Strategy
Use life insurance as part of a broader strategy to improve tax efficiency, support long-term cash value growth, and create more flexibility around how capital is accessed over time.
This may include strategies such as Immediate Financing Arrangements (IFA), Insured Retirement Planning (IRP), and permanent insurance planning, depending on your goals, cash flow, and overall financial structure.
Best for:
Professionals
Affluent families
Business owners
Focused on long-term efficiency
This may be a fit…
Why People Explore These Strategies
They want to transfer wealth more efficiently to the next generation
They want to create liquidity for capital gains taxes and other liabilities at death
They want to protect family wealth without forcing the sale of assets
They want to reduce income taxes during retirement and create more flexibility around income planning
They want to access corporate capital more tax-efficiently
They want their insurance planning to support a bigger financial objective, not just provide coverage
A bit about Mark
I started Solis Financial to help Canadians think about life insurance differently.
With nearly 10 years of experience in the insurance industry, I’ve seen that the right planning is rarely about the policy alone. It’s about how each piece fits into the bigger picture of your life, your goals, and the future you’re working toward.
That’s the perspective I bring into every conversation.
